101, Report:
#358656
Posted Date:
Aug 03 2008
Advanta Bank Corp Increase interest rate 7.99 fixed to 20.49 for no reason. Salt Lake City Utah
Contacted company to see why interest rate was increased for no reason. We had never been late and always paid more than minimum payment due. They told us that it was due to the economy and that we had been sent a notice, but we never received one. We talked to a supervisor, and ...
Entity
Categories: Bait-and-Switch
102, Report:
#356375
Posted Date:
Jul 28 2008
Advanta Fluctuating Repayment Dates by up to 5 days! Salt Lake City Utah
I have a 760+ credit rating. I always pay my bills on time. Yet I received a late fee for my last payment. Why?
When I called Advanta customer service, they informed me that my contract states that my repayment date may change monthly by as much as 5 days. There is, in fact, no w...
Entity
Categories: Credit & Debt Services
103, Report:
#355664
Posted Date:
Jul 25 2008
Advanta Bank Rip Off Artists! This was obviously their business plan... To hell with Advanta! Salt Lake City Utah
It's obvious just from reading the other reports that this has been going on for some time now. However, Advanta's lame excuse about having no other choice due to the slow economy doesn't do it for me. After all, I know plenty of other people with excellent credit and not so excelle...
Entity
Categories: Bait-and-Switch
104, Report:
#355445
Posted Date:
Jul 25 2008
Advanta Bank Corp. hikes APR to 25.49% for no reason Salt Lake City Utah
I get this notice in the mail telling me of the change to my account. How the heck can you possibly digest soo many changes in lawyer lingo outlined in 6 point type? I had a respond by date and if i dont respond, which i didnt, it means i accept the changes. Whats up with that?
...
Entity
Categories: Credit Card Processing Companies
105, Report:
#353488
Posted Date:
Jul 21 2008
Advanta Business Card /Advanta Bank Corp. P.O Advanta Business Card/ Advanta Bank Corp. Unfair Practice Salt Lake City Utah
Advanta Business Card/Advanta Bank Corp.
Been a loyal customer of Advanta Business Card for about 3 years. Interest rates started low 9.9%, now they have raised it to 35.49%, this is insane! I have never missed a payment, have a good credit score, my account is in good standing. ...
Entity
Categories: Bait-and-Switch
106, Report:
#338635
Posted Date:
Jul 16 2008
Advanta Bank Corp RIPPED OFF TWICE IN ONE DAY!! Advanta went from 0% all the way to 34% !! Salt Lake City Utah
I was ripped off twice today. At around 4AM this morning, someone broke through a plate glass door of our store and stole cash and equipment. Later this afternoon, when I got my Advanta statement, I was ripped off the second time.
Advanta Platinum card for small business seemed ...
Entity
Categories: Bait-and-Switch
107, Report:
#351837
Posted Date:
Jul 16 2008
Advanta Bank Corp Raised interest rate from 7.9% to 24.99% for no reason Salt Lake City Utah
Original card offer sent unsolicited because of my outstanding credit. My signed agreement was for 7.9% fixed for purchases and 0% for balance transfers for 9 months, then reverting to 7.9% for remainder of the loan.
We never had a late payment, and always paid double or triple ...
Entity
Categories: Credit Card Processing (ACH) Companies
108, Report:
#349594
Posted Date:
Jul 10 2008
ADVANTA BANK CORP Credit Card APR Ripoff Salt Lake City Utah
Beware of ADVANTA BANK CORP credit cards. I had mine over two years with an APR of 8.45%. When my balance got over several thousands the APR increase to 16.99% and then 34.99% within a couple of months. I never exceeded my credit limit or made a late payment and the payments were...
Entity
Categories: Credit Card Processing (ACH) Companies
109, Report:
#349409
Posted Date:
Jul 10 2008
Advanta Bank Corp. Definite Bait and Switch Ripoff Salt Lake City Utah
Beware of Advanta's low introductory rates. Don't fall for it. The attractive rates are merely to lure in unsuspecting prey. This greed-driven company just raised my interest rates on a Business Platinum card from 7.99% to 34.99%...overnight. When I called to find out why, the r...
Entity
Categories: Credit Card Processing (ACH) Companies
110, Report:
#347096
Posted Date:
Jul 03 2008
Advanta Bank Corp. Raised Interest rate from 9.99% to 24.99% Overnight! Salt Lake City Utah
I went online today to pay my monthly statement on Advanta and found an abnormally high interest charge. I called the customer center and found out that they raised my interest rate from 9.99% to 24.99%. Their defense is a change in lending criteria. I have promptly cancelled the...
Entity
Categories: Credit Card Processing (ACH) Companies
111, Report:
#341188
Posted Date:
Jun 17 2008
Advanta Banking - Small Business Credit Cards And Services Unfair and Deceptive Credit Card Practice by Advanta Bank Corp - Charged late fees/interest on EARLY payment Salt Lake City Utah
In a nutshell: Advanta Bank Corp. a late fee and reneged on a zero percent interest agreement because I paid my April 2008 bill on April 3, which in their words was too early and not in their billing cycle.
In October 2007 I opened a zero-percent (until October 2008) Advanta Pr...
Entity
Categories: Bait-and-Switch
112, Report:
#340206
Posted Date:
Jun 14 2008
Advanta Bank Corp Raised my interest rate from 7.99% to 19.99% Salt Lake City Utah
After may years with this company, they raised my interest rate from 7.99% to 19.99%, which resulted in my interest charges going from around $80 to over $200! When I called, outraged, they said it wasn't anything I had done, and that they had notified me in writing regarding the c...
Entity
Categories: Banks
113, Report:
#335048
Posted Date:
May 28 2008
Advanta Bank Corp (Advanta Credit Card) ALERT: HIGH FEES, FINANCE CHARGES - Example: payment $549.00 - finance charge $361.91, fees $39.00 = 149.09 payment. Salt Lake City Utah
Beware of credit card companies. Advanta made a very inviting offer.
However, a cashflow problem turned this GREAT CARD into a nightmare.
Example: I called Advanta to make a phone payment. April 18, the phone pay was for 200.00. On May 2, the paymnet was 349.00 (more than ...
Entity
Categories: Credit Card Fraud
114, Report:
#332522
Posted Date:
May 14 2008
Advanta Credit Card Fraud Paid bill in full and on time only to be charged late fees and increase in int rate to 29.96% Draper Utah
see http://www.understandingfinancials.com/advanta%20fraud.htm
I am in the process of filing a Federal complaint against Advanta Credit Card company for consumer fraud, failing to comply with Regulation Z and the Fair Credit and Billing Act.
Nov. 2007 I applied for a credit ca...
Entity
Categories: Banks
115, Report:
#328503
Posted Date:
Apr 24 2008
Advanta Bank Corp. Raising APR tp 26.46% due to PROPRIETARY REASONS Salt Lake City Utah
I received a notice today from Advant Bank informing me that my interest rate was being raised from 7.99% to 26.46% effective May 1. Of course the usual opt-out choice was available to my small business, and isn't it nice of Advanta to give me one week to take action ?!?
When I c...
Entity
Categories: Banks
116, Report:
#322670
Posted Date:
Apr 01 2008
Advanta Bank Corp Ripoff Bogus late charge, refused to waive Spring House Pennsylvania
After reading many of the other Advanta reports from good small business customers like me, the incident I have to report doesn't seem too hard to believe. When it happened though, I was outraged. I've heard of others being treated this way by banks, but it had never happened to me ...
Entity
Categories: Credit Card Processing (ACH) Companies
117, Report:
#316224
Posted Date:
Mar 27 2008
Advanta Bank Corp. Platinum Business Card - Bait and Switch? You decide. Salt Lake City Utah
Apparently even highly-rated credit cards and their banks engage in bait & switch and predatory lending. After 6 months with Advanta, thats what I now believe see if you agree after reading this one. Dont take my word for it, just read the facts and draw your own conclusion:
P...
Entity
Categories: Credit Card Processing (ACH) Companies
118, Report:
#320676
Posted Date:
Mar 24 2008
Advanta Bank Corp. Beware Interest Rate hikes! Salt Lake City Utah
Advanta sent us a notice (11/07) that our interest rate on purchases was being raised from 8.6% to 12.99%. Last week (3/14/08) we received another notice of rate increase - this time from 12.99% to 31.99%!
We have incurred no new debt, have never made a late payment to any credi...
Entity
Categories: Banks
119, Report:
#300031
Posted Date:
Jan 15 2008
ADVANTA BANK charged me $48 for leaving a $100 balance. Salt Lake City Utah
Advanta Bank Corp offered me a business card with a 7.99% annual interest rate. I applied and got a card with a $12,500 credit limit. I opened a store-front retail business and used the card for many of my purchases. I ran monthly bills as high as $7,500 which I always paid in full ...
Entity
Categories: Banks
120, Report:
#287432
Posted Date:
Nov 28 2007
Advanta Bank Corp Raised interest rates for no reason Salt Lake City Utah
I have had an Advanta card for a couple of years. They started raising the interest rate for no reason several months back. When I called about it, I was told nothing could be done. Since that call they raised my rate again, this time to 26.46%! I have not missed or been late on...
Entity
Categories: Banks
121, Report:
#267439
Posted Date:
Aug 14 2007
Portofolio Recovery Associates ripoff Collection Agency Concord California
due to bad times of a store I sued to own, we fall behind on payments to advanta bank corp.. That was approx. $6,000.00. after some time had pasted, i made and arrgangement with portfoilo recovery to take $300.00 plus out of the store . that went on for 8 -10 months and i closed m...
Entity
Categories: Collection Agency's
122, Report:
#131576
Posted Date:
Feb 16 2005
Advanta Bank Corp Business Cards This company rips off small business with high interest rates (36.43%) they start low, but POW!! They rise them on you. Ripoff! Salt Lake City UT
I got an Advanta Business card for my business a few years back and the interst was around 9%. My company makes every payment to them on time each month, but they still rise the interst up to 36.43%. When I called them, they told me they could not do anything to lower it. So I told ...
Entity
Categories: Banks
123, Report:
#112114
Posted Date:
Oct 08 2004
Advanta Business Cards - Advanta Bank Corp. gouging interest rates, liars, scammers, total rip off artists Salt Lake City Utah
I have been a customer of Advanta Business Cards for about 4 years now. At first the interest rates were 9.9% and over time they increased to 15%, last month I was at about 25% and I just got my statement today and it's at 30%. I closed my account last month with the intention of pa...
Entity
Categories: Corrupt Companies
124, Report:
#98186
Posted Date:
Jul 09 2004
Advanta Bank Corp, business Card ripoff raised interest and lied Salt Lake City Utah
My husband and I had lost our granddaughter to a tragic housefire, and we fell behind on a few bills...it seemed everyone understood but Advanta..I paid half the payment one month and instantly they raised the interest and the payments on us so high we couldnt reach them.
We call...
Entity
Categories: Banks
125, Report:
#62232
Posted Date:
Jun 29 2003
Advanta Bank Corp. 9.9% to start gradually, unknowingly by me increased to 15% then sent a letter increasing to 21% ripoff deceptive company screwed others too Salt Lake City Utah
Started at 9.9% then gradually creeped up in 2% increments to 17.9% without me knowing, then sent me a letter increasing to 21%. That's when I paid them off and canceled my card.
After I canceled, there was a differential charge because of timing, I guess, and I said I would pay...
Entity
Categories: Credit & Debt Services